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Household Debt
Measuring the gap: Refinancing trends and disparities during the COVID-19 pandemic
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Household Debt
The potential borrower impact of proposed IDR reforms
JPMorgan Chase Institute Take
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Research
Who benefits from the 2022 student debt cancellation?
JPMorgan Chase Institute
![](png/thumbnail-idr.jpg.thumb.319.319.png)
Household Debt
Income Driven Repayment: Who needs student loan payment relief?
![](png/how-did-landlords-fare-during-covid-thumbnail.jpg.thumb.319.319.png)
Household Debt
How did landlords fare during COVID?
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Household Debt
Balancing accessibility and fraud prevention in housing assistance
![](png/student-debt-cancellation-thumbnail.jpg.thumb.319.319.png)
Household Debt
Who Benefits from Student Debt Cancellation?
![](png/homebuyer-thumbnail.jpg.thumb.319.319.png)
Research
Renters vs. Homeowners
Income and Liquid Asset Trends during COVID-19
![](png/report-tapping-home-equity-thumbnail.jpg.thumb.319.319.png)
Household Debt
Tapping Home Equity
Income and Spending Trends Around Cash-Out Refinances and HELOCs
![](png/thumbnail-mortgage-forbearance.jpg.thumb.319.319.png)
Household Debt
Did Mortgage Forbearance Reach the Right Homeowners?
Income and Liquid Assets Trends for Homeowners during the COVID-19 Pandemic
![](png/student-loan-debt-grid.png.thumb.319.319.png)
Household Debt
Student Loan Debt: Who is Paying it Down?
Evidence from administrative banking data, credit bureau student loan data, and public records on race
![](png/housing-wealth-report_grid.jpg.thumb.319.319.png)
Household Debt
The Housing Wealth Effect in the Post-Great Recession Period
Evidence from Big Data
![](png/forbearance-for-mortgages-a-short-term-solution-savings-programs-for-the-long-term-callout.jpg.thumb.319.319.png)
Household Debt
Forbearance for mortgages a short-term solution; savings programs for the long term
JPMorgan Chase Institute Take
![](png/student-loan-payments.jpg.thumb.319.319.png)
Household Debt
Student Loan Payments
Evidence from 4 Million Families
![](png/institute-trading-equity-for-liquidity-cover.jpg.thumb.319.319.png)
Household Debt
Trading Equity for Liquidity
Bank Data on the Relationship Between Liquidity and Mortgage Default
![](png/falling-behind-bank-data-role-of-income-savings-in-mortgage-default.jpg.thumb.319.319.png)
Household Debt
Falling Behind
Bank Data on the Role of Income and Savings in Mortgage Default
![](png/mortgage-modifications-after-great-recession.jpg.thumb.319.319.png)
Household Debt
Mortgage Modifications after the Great Recession
New Evidence and Implications for Policy
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Household Debt
The Consumer Spending Response to Mortgage Resets
![](png/the-consumer-spending-response-to-mortgage-resets.jpg.thumb.319.319.png)
Household Debt
The Consumer Spending Response to Mortgage Resets Report
Microdata on Monetary Policy