Please update your browser.
![](png/thumbnail-pulse-cash-balances.png.thumb.319.319.png)
Household Income & Spending
Household Pulse: Balances through March 2023
![](png/thumbnail-household-cash-buffer-management.png.thumb.319.319.png)
Household Income & Spending
Household Cash Buffer Management from the Great Recession through COVID-19
![](png/thumbnail-measuring-the-gap-refinancing-trends-and-disparities.png.thumb.319.319.png)
Household Debt
Measuring the gap: Refinancing trends and disparities during the COVID-19 pandemic
![](png/thumbnail-household-pulse-and-cash-buffer-management-throughout-the-pandemic.png.thumb.319.319.png)
Research
Household Pulse & Cash Buffer Management throughout the pandemic
![](png/idr-income-thumbnail.jpg.thumb.319.319.png)
Household Debt
The potential borrower impact of proposed IDR reforms
JPMorgan Chase Institute Take
![](png/cash-flow-management-blue-thumbnail.png.thumb.319.319.png)
Small Business
Cash or credit: Small business use of credit cards for cash flow management
![](png/thumbnail-downtown-downturn-covid-shock-to-brick-and-mortar.png.thumb.319.319.png)
Cities and Local Communities
Downtown Downturn: The Covid Shock to Brick-and-Mortar Retail
![](png/thumbnail-dynamics-demographics-us-household-crypto-asset-cryptocurrency-use.png.thumb.319.319.png)
Financial Markets
The Dynamics and Demographics of U.S. Household Crypto-Asset Use
![](png/how-families-used-advanced-ctc-thumbnail.jpg.thumb.319.319.png)
Household Income & Spending
How families used the advanced Child Tax Credit
![](png/purchasing-power-thumbnail.png.thumb.319.319.png)
Household Income & Spending
The Purchasing Power of Household Incomes from 2019 to 2022
![](png/thumbnail-septpulse.jpg.thumb.319.319.png)
Household Income & Spending
Household Pulse through June 2022: Gains for most, but not all
Last Updated with June 2022 data
![](png/thumbnail-insitute-studentloans.jpg.thumb.319.319.png)
Research
Who benefits from the 2022 student debt cancellation?
JPMorgan Chase Institute
![](png/pandemic-institute.jpg.thumb.319.319.png)
Household Income & Spending
Expanding Access to Unemployment Insurance
Spending and Job-Finding Impacts of Expanded Unemployment Benefits
![](png/thumbnail-credit-institute.jpg.thumb.319.319.png)
Household Income & Spending
Credit and the Family: The Economic Consequences of Closing the Credit Gap of US Couples
![](png/thumbnail-idr.jpg.thumb.319.319.png)
Household Debt
Income Driven Repayment: Who needs student loan payment relief?
![](png/thumbnail-hhpulse.jpg.thumb.319.319.png)
Household Income & Spending
Household Pulse: The State of Cash Balances through March 2022
Last Updated with March 2022 data
![](png/thumbnail-healthcare-spending.jpg.thumb.319.319.png)
Healthcare
Healthcare spending through the Pandemic: the impact of high-cost medical events on household finances
![](png/thumbnail-racial-income-inequality-dynamics.jpg.thumb.319.319.png)
Household Income & Spending
Racial Income Inequality Dynamics
Big Data Insights from 2013 through COVID-19
![](png/sb_take_thumbnail.jpg.thumb.319.319.png)
Small Business
Small business owner liquid wealth at firm startup and exit
![](png/petrol-price-rising.jpg.thumb.319.319.png)
Household Income & Spending
Rising prices for fuel, rent, and food eat into families’ financial gains
JPMorgan Chase Institute Take
![](png/thumbnail-pandemic-unemployment.jpg.thumb.319.319.png)
Household Income & Spending
Lessons learned from the Pandemic Unemployment Assistance Program during COVID-19
![](png/thumbnail-post-covid-consumer-spending-in-new-york-city.jpg.thumb.319.319.png)
Cities and Local Communities
Post-COVID Consumer Spending in New York City
![](png/thumbnail-treasury-market-volatility.jpg.thumb.319.319.png)
Financial Markets
Reading Inflation Expectations from the Treasury Market
Insights from Institutional Investor Trading Activity
![](png/hikes-thumbnail.jpg.thumb.319.319.png)
Labor Markets
What do Fed rate hikes mean for U.S. households’ financial health?
JPMorgan Chase Institute Take
![](png/thumbnail-state-of-cash-balances.jpg.thumb.319.319.png)
Household Income & Spending
Household Pulse: The State of Cash Balances at Year End
Last Updated with December 2021 data
![](png/will-tax-season-boost-bust-thumbnail.jpg.thumb.319.319.png)
Research
Will this tax season be a boost or bust?
JPMorgan Chase Institute Take
![](png/covid-research-eoy-thumbnail.jpg.thumb.319.319.png)
Research
Year in Review: 10 Key charts that summarize 2021
![](png/thumbnail-did-ppp-support-small-business-activity.jpg.thumb.319.319.png)
Small Business
Did the Paycheck Protection Program Support Small Business Activity?
![](png/thumbnail-covid-shock-to-online-retail.jpg.thumb.319.319.png)
Cities and Local Communities
The COVID Shock to Online Retail: The persistence of new online shopping habits and implications for the future of cities
![](png/thumbnail-household-cash-balance-pulse-family-edition.jpg.thumb.319.319.png)
Household Income & Spending
Household Cash Balance Pulse: Family Edition
Last updated with September 2021 data
![](png/how-did-landlords-fare-during-covid-thumbnail.jpg.thumb.319.319.png)
Household Debt
How did landlords fare during COVID?
![](png/thumbnail-online-platform-economy-through-the-pandemic.png.thumb.319.319.png)
Labor Markets
The Online Platform Economy through the Pandemic
![](png/thumbnail-how-did-the-distribution-of-income-growth-change.jpg.thumb.319.319.png)
Household Income & Spending
How did the distribution of income growth change alongside the hot pre-pandemic labor market and recent fiscal stimulus?
![](png/thumbnail-cash-balances.png.thumb.319.319.png)
Household Income & Spending
Household Finances Pulse: Cash Balances during COVID-19
Last updated with July 2021 data
![](png/spending-after-job-loss-thumbnail.jpg.thumb.319.319.png)
Labor Markets
The Governor’s choice: Continue or end expanded unemployment benefits?
![](png/spending-after-job-loss-thumbnail.jpg.thumb.319.319.png)
Household Income & Spending
Spending after Job Loss from the Great Recession through COVID-19
The Roles of Financial Health, Race, and Policy
![](png/istock-1013076770_thumb.jpg.thumb.319.319.png)
Household Income & Spending
When unemployment insurance benefits are rolled back
Impacts on job finding and the recipients of the Pandemic Unemployment Assistance Program
![](png/thumbnail-financial-outcomes-by-race-during-covid-19.jpg.thumb.319.319.png)
Household Income & Spending
Financial outcomes by race during COVID-19
![](png/small-business-finances.jpg.thumb.319.319.png)
Small Business
Small Business Finances in Illinois during the COVID-19 Pandemic
![](png/local-commerce_thumbnail_800x800.jpg.thumb.319.319.png)
Cities and Local Communities
The Local Commerce Data Series
![](png/thumbnail-cash-balances.png.thumb.319.319.png)
Household Income & Spending
Family cash balances, income, and expenditures trends through 2021
A distributional perspective
![](png/local-commerce_thumbnail_800x800.jpg.thumb.319.319.png)
Cities and Local Communities
Retail Spending Response to Local Conditions during COVID-19
![](png/local-commerce-data-series-pandemic-spending-thumbnail.jpg.thumb.319.319.png)
Cities and Local Communities
Local Commerce Data Series: Pandemic Spending
![](png/istock-800x800.png.thumb.319.319.png)
Household Debt
Balancing accessibility and fraud prevention in housing assistance
![](png/student-debt-cancellation-thumbnail.jpg.thumb.319.319.png)
Household Debt
Who Benefits from Student Debt Cancellation?
![](png/homebuyer-thumbnail.jpg.thumb.319.319.png)
Research
Renters vs. Homeowners
Income and Liquid Asset Trends during COVID-19
![](png/thumbnail-jpmc-insititute-small-biz-ownership.jpg.thumb.319.319.png)
Small Business
Small business ownership and liquid wealth
![](png/thumbnail-jpmc-institute-the-first-100-days-and-beyond.jpg.thumb.319.319.png)
Household Income & Spending
The First 100 Days and Beyond
Data-Driven Policies to Support Inclusive Economic Recovery and Equitable Long-Term Growth
![](png/istock-1013076770_thumb.jpg.thumb.319.319.png)
Household Income & Spending
Unemployment insurance, job search, and spending during the pandemic
![](png/the-paycheck-protection-program.jpg.thumb.319.319.png)
Small Business
The Paycheck Protection Program
Small Business Balances, Revenues, and Expenses in the Weeks after Loan Disbursement
![](png/thumbnail-the-stock-market-and-household-financial-behavior.jpg.thumb.319.319.png)
Financial Markets
The Stock Market and Household Financial Behavior
![](png/istock-503278812_thumbnail.jpg.thumb.319.319.png)
Household Income & Spending
Household Cash Balances during COVID-19: A Distributional Perspective
JPMorgan Chase Institute Take
![](png/istock-670900854_thumbnail.jpg.thumb.319.319.png)
Household Income & Spending
The New Year’s Cliff: How the Expiration of Unemployment Benefits Will Affect Families
The New Year’s Cliff: How the Expiration of Unemployment Benefits Will Affect Families
![](png/report-tapping-home-equity-thumbnail.jpg.thumb.319.319.png)
Household Debt
Tapping Home Equity
Income and Spending Trends Around Cash-Out Refinances and HELOCs
![](png/thumbnail-mortgage-forbearance.jpg.thumb.319.319.png)
Household Debt
Did Mortgage Forbearance Reach the Right Homeowners?
Income and Liquid Assets Trends for Homeowners during the COVID-19 Pandemic
![](png/lbc-isnight-thumbnail.jpg.thumb.319.319.png)
Small Business
Small Business Expenses during COVID-19
![](png/covid-sb-outcomes-thumbnail.jpg.thumb.319.319.png)
Cities and Local Communities
Home Advantage? Resident Retail Distances and Small Business Financial Outcomes
![](png/istock-umeployement-thumbnail.jpg.thumb.319.319.png)
Labor Markets
The unemployment benefit boost: Initial trends in spending and saving when the $600 supplement ended
![](png/student-loan-debt-grid.png.thumb.319.319.png)
Household Debt
Student Loan Debt: Who is Paying it Down?
Evidence from administrative banking data, credit bureau student loan data, and public records on race
![](png/initial-response-to-covid-callout.jpg.thumb.319.319.png)
Cities and Local Communities
Data Dialogue: The Initial Impact of COVID-19 on Consumer Spending and Local Economies
![](png/race-liquidit.jpg.thumb.319.319.png)
Small Business
Small Business Owner Race, Liquidity, and Survival
Racial Gaps in Small Business Outcomes
![](png/small-business-financial-outcomes-covid-19-callout.jpg.thumb.319.319.png)
Small Business
Small Business Financial Outcomes during the COVID-19 Pandemic
![](png/istock-umeployement-thumbnail.jpg.thumb.319.319.png)
Labor Markets
Report Consumption Effects of Unemployment Insurance during the COVID-19 Pandemic
![](png/istock-umeployement-thumbnail.jpg.thumb.319.319.png)
Labor Markets
Consumption Effects of Unemployment Insurance during the COVID-19 Pandemic
![](png/istock-thumbnail.jpg.thumb.319.319.png)
Cities and Local Communities
The Early Impact of COVID-19 on Local Commerce Report
Changes in Spend Across Neighborhoods and Online
![](png/fed-watchers.jpg.thumb.319.319.png)
Financial Markets
Fed watchers now turn their attention to September
JPMorgan Chase Institute Take
![](png/housing-wealth-report_grid.jpg.thumb.319.319.png)
Household Debt
The Housing Wealth Effect in the Post-Great Recession Period
Evidence from Big Data
![](png/jpmc-institute-thumbnail.jpg.thumb.319.319.png)
COVID-19
Initial Impacts of the Pandemic Reflect that Families Changed their Saving and Spending Behavior
JPMorgan Chase Institute Take
![](png/small-business-financial-outcomes-during-the-onset-covid-19-thumbnail.jpg.thumb.319.319.png)
Small Business
Small Business Financial Outcomes during the Onset of COVID-19
![](png/data-dialogue-national-urban-league-thumbnail.jpg.thumb.319.319.png)
Household Income & Spending
Data Dialogue: National Urban League, PolicyLink, and the Joint Center for Political and Economic Studies Discuss Racial, Economic, and Social Equity
![](png/istock-thumbnail.jpg.thumb.319.319.png)
Cities and Local Communities
The Early Impact of COVID-19 on Local Commerce
Changes in Spend Across Neighborhoods and Online
![](png/economic-impacts-of-covid-19-on-small-business-thumbnail.jpg.thumb.319.319.png)
Small Business
Data Dialogue: The Economic Impacts of COVID-19 on Small Business
![](png/household-spending-report-part-2.jpg.thumb.319.319.png)
COVID-19
The Initial Household Spending Response to COVID-19 Part 2
Evidence from Credit Card Transactions - Part 2
![](png/taper-report-grid.jpg.thumb.319.319.png)
Financial Markets
Tracking Spillovers During the Taper Tantrum
Evidence from Institutional Investor Transactions in Emerging Markets
![](png/initial-response-to-covid-thumbnail.jpg.thumb.319.319.png)
COVID-19
The Initial Household Spending Response to COVID-19
Evidence from Credit Card Transactions
![](png/thumbnail-how-covid-19-is-affecting-economies-small-businesses.jpg.thumb.319.319.png)
Cities and Local Communities
How COVID-19 is impacting local economies and small businesses
JPMorgan Chase Institute Take
![](png/institute-cash-flow-perspective-report-grid.jpg.thumb.319.319.png)
Small Business
A Cash Flow Perspective on the Small Business Sector
![](png/thumbnail-racial-disparities-financial-outcomes.jpg.thumb.319.319.png)
Household Income & Spending
Racial Gaps in Financial Outcomes
Big Data Evidence
![](png/thumbnail-how-covid-could-widen-racial-gaps.jpg.thumb.319.319.png)
Household Income & Spending
How COVID-19 could widen racial gaps in financial outcomes
![](png/forbearance-for-mortgages-a-short-term-solution-savings-programs-for-the-long-term-callout.jpg.thumb.319.319.png)
Household Debt
Forbearance for mortgages a short-term solution; savings programs for the long term
JPMorgan Chase Institute Take
![](png/small-business-liquidity-25-metro-areas-callout.jpg.thumb.319.319.png)
Small Business
Small Business Cash Liquidity in 25 Metro Areas
![](png/thumbnail-expanded-unemployment-insurance-may-lessen-impact-of-layoffs.jpg.thumb.319.319.png)
Labor Markets
Expanded unemployment insurance may lessen impact of layoffs
JPMorgan Chase Institute take
![](png/thumbnail-who-benefits-from-a-tax-pament-deadline.jpg.thumb.319.319.png)
Household Income & Spending
Who benefits from a tax-payment deadline extension?
JPMorgan Chase Institute Take
![](png/thumbnail-take-volalitity.jpg.thumb.319.319.png)
Household Income & Spending
Coronavirus may impact workers' income volatility
JPMorgan Chase Institute Take
![](png/institute-take-thumbnail.jpg.thumb.319.319.png)
Small Business
Quick liquidity to small businesses could mitigate impacts from coronavirus
JPMorgan Chase Institute Take
![](png/tax-refunds-and-household-spending-thumbnail.jpg.thumb.319.319.png)
Household Income & Spending
Tax Refunds and Household Spending
![](png/covid-economic-impacts-callout.jpg.thumb.319.319.png)
Household Income & Spending
The potential economic impacts of COVID-19 on families, small businesses, and communities
Insights from five years of big data research
![](png/miami-communities-thumbnail.jpg.thumb.319.319.png)
Small Business
Small Business Financial Outcomes in Miami Communities
![](png/exploring-consumer-and-small-business-financial-health-thumbnail.jpg.thumb.319.319.png)
Healthcare
The Gender Gap: Exploring Consumer and Small Business Financial Health
![](png/open-enrollment-november-2019-thumbnail.jpg.thumb.319.319.png)
Healthcare
Financial and Physical Health in a Changing Healthcare Market
![](png/report-bridging-the-gap.jpg.thumb.319.319.png)
Labor Markets
Bridging the Gap
How Families Use the Online Platform Economy to Manage their Cash Flow
![](png/report-weathering-volatility-2-cover.jpg.thumb.319.319.png)
Household Income & Spending
Weathering Volatility 2.0
A Monthly Stress Test to Guide Savings
![](png/institute-place-matters-cover.jpg.thumb.319.319.png)
Small Business
Place Matters
Small Business Financial Health in Urban Communities
![](png/experts-on-student-loan.jpg.thumb.319.319.png)
Household Income & Spending
In Conversation: Experts on Student Loan Payments and JPMC Institute Research
![](png/institute-facing-uncertainty-cover.jpg.thumb.319.319.png)
Small Business
Facing Uncertainty
Small Business Cash Flow Patterns in 25 U.S. Cities
![](png/data-collaboration-for-good.jpg.thumb.319.319.png)
Household Income & Spending
Data and Collaboration for Good
The JPMorgan Chase Institute 2nd Annual Conference on Economic Research
![](png/student-loan-payments.jpg.thumb.319.319.png)
Household Debt
Student Loan Payments
Evidence from 4 Million Families
![](png/institute-trading-equity-for-liquidity-cover.jpg.thumb.319.319.png)
Household Debt
Trading Equity for Liquidity
Bank Data on the Relationship Between Liquidity and Mortgage Default
![](png/institute-san-francisco-economy-cover.jpg.thumb.319.319.png)
Cities and Local Communities
The San Francisco Economy
Household and Small Business Financial Outcomes
![](png/data-can-improve-the-financial-health-us-small-business-thumb.jpg.thumb.319.319.png)
Small Business
How Data Can Improve the Financial Health of U.S. Small Businesses
![](png/institute-small-business-sector-report-cover.jpg.thumb.319.319.png)
Small Business
The Small Business Sector in Urban America
Growth and Vitality in 25 Cities
![](png/institute-ope-cities-cover.jpg.thumb.319.319.png)
Labor Markets
The Online Platform Economy in 27 Metro Areas
The Experience of Drivers and Lessors
![](png/technology-future-work.jpg.thumb.319.319.png)
Labor Markets
Technology and the Future of Work
![](png/tax-time-how-families-manage-tax-refunds-payments.jpg.thumb.319.319.png)
Household Income & Spending
Tax Time
How Families Manage Tax Refunds and Payments
![](png/report-small-business-financial-outcomes.jpg.thumb.319.319.png)
Small Business
Gender, Age, and Small Business Financial Outcomes
![](png/does-timing-of-central-bank-announcements-matter.jpg.thumb.319.319.png)
Financial Markets
Does the Timing of Central Bank Announcements Matter?
Trade-Level Data on Hedge Fund Behavior Before Swiss National Bank Meetings
![](png/local-consumer-commerce-index.jpg.thumb.319.319.png)
Cities and Local Communities
Local Commerce Index
The Local Commerce Index (LCI) is a measure of the monthly year-over-year growth rate of everyday debit and credit card spending by over 64 million de-identified Chase customers across 14 metro areas in the US. The LCI is an alternative view of the health and vibrancy of the US consumer.
![](png/estimating-family-income-administrative-banking-data.jpg.thumb.319.319.png)
Household Income & Spending
Estimating Family Income from Administrative Banking Data
A Machine Learning Approach
![](png/deferred-care.jpg.thumb.319.319.png)
Healthcare
Deferred Care
How Tax Refunds Enable Healthcare Spending
![](png/shopping-near-and-far.jpg.thumb.319.319.png)
Cities and Local Communities
Shopping Near and Far: Local Commerce in the Digital Age
Insights from 4 Billion Transactions across the United States
![](png/measuring-the-online-platform-economy-how-banking-survey-data-compare.jpg.thumb.319.319.png)
Labor Markets
Measuring the Online Platform Economy
How Banking and Survey Data Compare
![](png/falling-behind-bank-data-role-of-income-savings-in-mortgage-default.jpg.thumb.319.319.png)
Household Debt
Falling Behind
Bank Data on the Role of Income and Savings in Mortgage Default
![](png/on-the-rise-out-of-pocket-healthcare-spending-2017.jpg.thumb.319.319.png)
Healthcare
On the Rise
Out-of-Pocket Healthcare Spending in 2017
![](png/institute-ope-2018-cover-image.jpg.thumb.319.319.png)
Labor Markets
The Online Platform Economy in 2018
Drivers, Workers, Sellers, and Lessors
![](png/jpmorgan-chase-institute-2018-inaugural-conference-economic-research.jpg.thumb.319.319.png)
Household Income & Spending
JPMorgan Chase Institute 2018 Inaugural Conference on Economic Research
![](png/growth-vitality-cash-flows.jpg.thumb.319.319.png)
Small Business
Growth, Vitality, and Cash Flows
High-Frequency Evidence from 1 Million Small Businesses
![](png/where-are-all-the-contingent-workers.jpg.thumb.319.319.png)
Labor Markets
Where are all the Contingent Workers?
![](png/fx-markets-move-on-surprise-news.jpg.thumb.319.319.png)
Financial Markets
FX Markets Move on Surprise News
Institutional Investor Trading Behavior around Brexit, the U.S. Election, and the Swiss Franc Floor
![](png/filing-taxes-early-getting-healthcare-late-insights-from-households.jpg.thumb.319.319.png)
Healthcare
Filing Taxes Early, Getting Healthcare Late
Insights from 1.2 Million Households
![](png/deffered-care-how-tax-refunds-enable-healthcare-spending.jpg.thumb.319.319.png)
Healthcare
Healthcare When It’s Needed
How to Mitigate High Costs and Deferred Care
![](png/the-commercial-vibrancy-chicago-neighborhoods-2016.jpg.thumb.319.319.png)
Cities and Local Communities
The Commercial Vibrancy of Chicago Neighborhoods, 2016
![](png/bend-dont-break.jpg.thumb.319.319.png)
Small Business
Bend, Don’t Break
Small Business Financial Resilience After Hurricanes Harvey and Irma
![](png/weathering-the-storm.jpg.thumb.319.319.png)
Cities and Local Communities
Weathering the Storm
The Financial Impacts of Hurricanes Harvey and Irma on One Million Households
![](png/local-consumer-commerice-in-the-wake-of-hurricane.jpg.thumb.319.319.png)
Cities and Local Communities
Local Consumer Commerce in the Wake of a Hurricane
![](png/institute-insights-for-open-enrollment.jpg.thumb.319.319.png)
Healthcare
Institute Insights for Open Enrollment
![](png/mortgage-modifications-after-great-recession.jpg.thumb.319.319.png)
Household Debt
Mortgage Modifications after the Great Recession
New Evidence and Implications for Policy
![](png/paying-a-premium.jpg.thumb.319.319.png)
Small Business
Paying a Premium
Dynamics of the Small Business Owner Health Insurance Market
![](png/younger-lower-income-consumers-drive-small-business-spending.jpg.thumb.319.319.png)
Small Business
Younger and Lower Income Consumers Drive Small Business Spending
![](png/coping-with-medical-costs-through-life.jpg.thumb.319.319.png)
Healthcare
Coping with Medical Costs through Life
![](png/paying-out-of-pocket-healthcare-spending.jpg.thumb.319.319.png)
Healthcare
Paying Out-of-Pocket
The Healthcare Spending of 2 Million U.S. Families
![](png/mapping-segments-in-the-small-business-sector.jpg.thumb.319.319.png)
Small Business
Mapping Segments in the Small Business Sector
![](png/the-gender-gap-in-finacial-outcomes-impact-medical-payments.jpg.thumb.319.319.png)
Healthcare
The Gender Gap in Financial Outcomes
The Impact of Medical Payments
![](png/the-consumer-spending-response-mortgage-resets.jpg.thumb.319.319.png)
Household Debt
The Consumer Spending Response to Mortgage Resets
![](png/the-consumer-spending-response-to-mortgage-resets.jpg.thumb.319.319.png)
Household Debt
The Consumer Spending Response to Mortgage Resets Report
Microdata on Monetary Policy
![](png/the-monthly-stress-test-on-family-finances.jpg.thumb.319.319.png)
Household Income & Spending
The Monthly Stress-Test on Family Finances
![](png/consumption-inequality-what-is-in-your-shopping-basket.jpg.thumb.319.319.png)
Cities and Local Communities
Consumption Inequality
What’s in Your Shopping Basket?
![](png/going-the-distance.jpg.thumb.319.319.png)
Cities and Local Communities
Going the Distance
Big Data on Resident Access to Everyday Goods
![](png/seniors-lead-slowdown-local-consumer-commerce.jpg.thumb.319.319.png)
Cities and Local Communities
Seniors Lead the Slowdown in Local Consumer Commerce
![](png/why-managing-expenses-is-not-easy-task.jpg.thumb.319.319.png)
Household Income & Spending
Why Managing Expenses Is Not an Easy Task
![](png/coping-with-costs.jpg.thumb.319.319.png)
Healthcare
Coping with Costs
Big Data on Expense Volatility and Medical Payments
![](png/the-ups-and-down-for-small-business-employment.jpg.thumb.319.319.png)
Small Business
The Ups and Downs of Small Business Employment
![](png/the-ups-and-downs-of-small-business-employment-big-data-on-payroll-growth-volatility.jpg.thumb.319.319.png)
Small Business
The Ups and Downs of Small Business Employment Report
Big Data on Payroll Growth and Volatility
![](png/is-the-online-platform-economy-the-future-of-work.jpg.thumb.319.319.png)
Labor Markets
Is the Online Platform Economy the Future of Work?
![](png/ope-growth-peaked.jpg.thumb.319.319.png)
Labor Markets
The Online Platform Economy
Has Growth Peaked?
![](png/jpmc-institute-daylight-savings-report-cover.jpg.thumb.319.319.png)
Cities and Local Communities
Shedding Light on Daylight Saving Time
![](png/small-business-cash-is-king.jpg.thumb.319.319.png)
Small Business
For Small Businesses: Cash is King
![](png/big-spend-on-the-weekend.jpg.thumb.319.319.png)
Cities and Local Communities
Big Spend on the Weekend:
The Local Consumer Commerce Index declined in May
![](png/cash-is-king-flows-balances-buffer-days.jpg.thumb.319.319.png)
Small Business
Cash is King: Flows, Balances, and Buffer Days
Evidence from 600,000 Small Businesses
![](png/past-65-and-still-working.jpg.thumb.319.319.png)
Labor Markets
Past 65 and Still Working
Big Data Insights on Senior Citizens’ Financial Lives
![](png/a-year-of-low-gas-prices.jpg.thumb.319.319.png)
Household Income & Spending
A Year of Low Gas Prices: The Consumer Response in 15 Metro Areas
![](png/the-consumer-response-lower-gas-prices.jpg.thumb.319.319.png)
Household Income & Spending
The Consumer Response to Lower Gas Prices
![](png/the-consumer-response-year-of-low-gas-prices-evidence-from-one-million-people.jpg.thumb.319.319.png)
Household Income & Spending
The Consumer Response to a Year of Low Gas Prices
Evidence From 1 Million People
![](png/good-things-come-in-small-business-packages.jpg.thumb.319.319.png)
Small Business
Good Things Come in Small (Business) Packages
![](png/the-online-platform-economy-who-earns-the-most.jpg.thumb.319.319.png)
Labor Markets
The Online Platform Economy: Who earns the most?
![](png/taking-financial-stress-out-of-tax-time.jpg.thumb.319.319.png)
Household Income & Spending
Taking the Financial Stress Out of Tax Time
![](png/local-consumer-commerce-index.jpg.thumb.319.319.png)
Cities and Local Communities
The Local Consumer Commerce Index
How did everyday spending fare in December 2015?
![](png/understanding-income-volatility-role-of-online-platform-economy.jpg.thumb.319.319.png)
Labor Markets
Understanding Income Volatility and the Role of the Online Platform Economy
![](png/dining-out-or-eating-in-where-does-your-city-rank.jpg.thumb.319.319.png)
Cities and Local Communities
Dining Out or Eating In: Where does your city rank?
Spending Growth at Restaurants
![](png/consumption-ineqaulity-where-does-your-city-rank.jpg.thumb.319.319.png)
Cities and Local Communities
Consumption Inequality: Where does your city rank?
Spending by the Top Income Quintile
![](png/travel-for-business-or-pleasure.jpg.thumb.319.319.png)
Cities and Local Communities
Travel for Business or Pleasure: Where does your city rank?
Share of Spending by Visitors to the Metro Area
![](png/paychecks-paydays-online-platform-economy-big-data-on-income-volatility.jpg.thumb.319.319.png)
Labor Markets
Paychecks, Paydays, and the Online Platform Economy
Big Data on Income Volatility
![](png/the-online-platform-economy-what-is-the-growth-tragectory.jpg.thumb.319.319.png)
Labor Markets
The Online Platform Economy Trajectory
What is the growth trajectory?
![](png/recovering-from-job-loss.jpg.thumb.319.319.png)
Household Income & Spending
Recovering from Job Loss
The Role of Unemployment Insurance
![](png/economic-contributions-by-seniors.jpg.thumb.319.319.png)
Cities and Local Communities
Economic Contributions by Seniors
Spending by Consumers 65 years and Older
![](png/big-data-to-build-sharper-profiles.jpg.thumb.319.319.png)
Cities and Local Communities
Big Data to Build Sharper Profiles of Consumer Commerce at the City Level
![](png/boutiques-or-big-box-stores.jpg.thumb.319.319.png)
Cities and Local Communities
Boutiques or Big Box Stores: Where does your city rank?
Share of Spending at Small and Medium Enterprises
![](png/profiles-of-local-consumer-commerce-insights-from-12-billion-transactions.jpg.thumb.319.319.png)
Cities and Local Communities
Profiles of Local Consumer Commerce
Insights from 12 Billion Transactions in 15 U.S. Metro Areas
![](png/how-falling-gas-prices-fuel-the-consumer.jpg.thumb.319.319.png)
Household Income & Spending
How Falling Gas Prices Fuel the Consumer
Evidence From 25 Million People
![](png/weathering-volatility-big-data-financial-ups-downs-individuals.jpg.thumb.319.319.png)
Household Income & Spending
Weathering Volatility
Big Data on the Financial Ups and Downs of U.S. Individuals
![](png/mapping-segments-in-the-small-business-sector.jpg.thumb.319.319.png)
Small Business
Small Business Data Resources
![](png/sm_bus_dash03.jpg.thumb.319.319.png)
Small Business
Diverse Ownership
![](png/sm_bus_dash06.jpg.thumb.319.319.png)
Small Business
Longevity
![](png/sm_bus_dash04.jpg.thumb.319.319.png)
Small Business
Innovation
![](png/sm_bus_dash05.jpg.thumb.319.319.png)
Small Business
Business Dynamism
![](png/sm_bus_dash02.jpg.thumb.319.319.png)
Small Business
Regional Employment
![](png/sm_bus_dash01.jpg.thumb.319.319.png)
Small Business
Economic Activity
![](png/gas-map-thumb.jpg.thumb.319.319.png)
Household Income & Spending
Where did recent gas price declines affect consumers the most?
![](png/hosp-dataviz-thumb.jpg.thumb.319.319.png)
Healthcare
JPMCI HOSP Geographic Data Visualization Tool
![](png/fin-markets-thumb.jpg.thumb.319.319.png)
Financial Markets
Major Market Events Data Visualization Tool
![](png/infographic-how-falling-gas-prices-fuel-the-consumer.jpg.thumb.319.319.png)
Household Income & Spending
Infographic: How Falling Gas Prices Fuel the Consumer
![](png/infographic-weathering-volatility.jpg.thumb.319.319.png)
Household Income & Spending
Infographic: Weathering Volatility
![](png/sm_bus_dash01.jpg.thumb.319.319.png)
Small Business
Small Business Data Dashboard
Small businesses are an economically important component of the US economy and a key driver of production, employment, and growth.